Effective Date: June 1 2026
Clara Risus LLC (“Clara Risus,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you apply for or use our dental treatment financing services.
1. Information We Collect
We may collect information such as:
- Your name, address, phone number, and email address.
- Date of birth and identification information.
- Employment and income information.
- Financial and credit information needed to evaluate financing.
- Information about your dental treatment and financing request. Information you provide when you contact us or use our services.
2. How We Use Your Information
We may use your information to:
- Process and evaluate your financing application.
- Communicate with you about your financing and account.
- Provide and manage financing services.
- Verify your identity and information.
- Comply with legal and regulatory requirements.
- Prevent fraud and protect our business and customers.
- Improve our services.
We will not use your information for purposes unrelated to our services unless permitted or required by law or with your consent.
3. Sharing Your Information
We may share your information when necessary with:
- Dental offices and treatment providers involved in your financing.
- Service providers that help us operate our business.
- Credit reporting agencies, when permitted by law.
- Government agencies or other parties when required by law.
We do not sell your personal information for money.
4. Protecting Your Information
We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of storing or transmitting information is completely secure.
5. Your Choices
You may contact us to ask about the personal information we have about you or to request that inaccurate information be corrected, subject to applicable law. You may also choose not to provide certain information, but this may prevent us from being able to process your financing application or provide certain services.
6. Children’s Privacy
Our services are not intended for children under 18. We do not knowingly collect personal information from children under 18.
7. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted with an updated effective date.
8. Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact:
Clara Risus LLC
Email: info@clararisus.com
NMLS 2739485